Criteria

Loan requirements in Zimbabwe.

Zimbabwean citizens can apply from Harare and from abroad.

Collateral

Use an eligible asset.

The collateral should be in your name and fully documented.

Vehicle

Cars, trucks, motorcycles, tipper trucks, buses, and other eligible vehicles. The vehicle must be fully paid off and have a logbook.

Stand

Title deed or cession, in the applicant’s name, subject to valuation and inspection.

Home

Title deed or cession, in the applicant’s name, subject to valuation and inspection.

Income-backed

Salary, SSB, or pension.

Employees must have an employer accepted by a partner lender. Civil servants and pensioners have their own application options. For business funding, tell us about your business and we’ll explain the lender’s requirements.

  • Salary-backed
  • SSB
  • Pension
  • 18 years or older

Have these ready.

Requirements depend on the loan path.

  • National IDRequired for every application.
  • Payslip and proof of residenceRequired for income-backed applications.
  • Bank statementMay be required depending on the loan.
  • Collateral documentsLogbook, title deed, cession, valuation, or inspection details.

Have the basics ready?

Start your application

Having documents ready is the first step.

A national ID or payslip does not guarantee a loan. The partner lender also checks your income, existing commitments and, for secured borrowing, the asset offered as collateral.

If you are unsure which documents apply, compare the loan options first. You can then read the application steps or make an enquiry.